A Great Opportunity to Work with Japanese Global Bank as an AVP-(Credit Analyst) –Parel, Mumbai

Designation: Credit Analyst

Industry: Financial Services

Title: Assistant Vice President- Level 2

Experience: 9- 12 years

Location: Parel,  Mumbai

Education: MBA, CA/ CFA preferred

Preference: Banking Industry would be preferred or from any reputed Credit Agency like CRISIL, CARE, etc

Knowledge & Skills

– Knowledge of local regulations (like RBI regulations on Working capital, current account regulations, ECB, FDI, Buyer/ Supplier Credit, Credit Assessments, loans and advances etc,)

– Customer focus

– Communication skills

– Analytical skills

– Strong Financial Analysis & Financial Modeling skills

– Result orientation                                


1. Prepare database of potential customers based on details like turnover, past 3 years financials, debt equity ratio, trade flows, etc. Identify products and support RMs to prepare the presentation on the customers past performance, economic conditions, potential targets, etc.

2. Obtain quantitative rating of customers by sourcing their financial statements and assisting RMs on client identification . Create an indicative term sheet for the client, if rating found favourable.

3. Prepare credit application based on customer’s financials, business projection, cash flow statements, organization history and trends/triggers in the past few years. Conduct stress tests and assist the RM in preparing quantitative rating for the customer, based on the industry report prepared by the Credit Research Team (CRT) and share it with the Credit monitoring team for review and approval;

4. To prepare post deal documentation related to Loans, deviation sheet, deal slip, provision transaction for draw-downs/RTGS if required , inform treasury about the amount , tenor , rate etc for proper closure of the deal.

5. Record maintenance to ensure compliance to policies/ processes as mandated by regulatory bodies (RBI, etc.); Prepare reports (deal pipeline list, funding report, excess INR reporting, customer categorization, etc.) on a periodic (as per the required frequency)/adhoc basis.

6. Provide information requested by auditors and respond to audit queries as and when required; Support execution of action plans to ensure closure of non-compliances.

7. To coordinate loan disbursements and other deal formalities with the relevant teams

Tentative Joining time: Preferably by 1st week of January 2023.

Working Days & Timings;- 09.30 AM to 5.30 PM, 5 Days

If Interested please contact 8973528026 oe email your CV to [email protected]