Hiring for -VP – Risk & Fraud

Job Description

Hiring for -VP – Risk & Fraud

Industry: Fintech / Payments / SaaS Monetization
Location: Bengaluru (On-site)
Reporting to: Founder

About the Role

A fast-growing fintech and payments platform serving global SaaS, AI, and digital businesses is looking for an experienced Vice President – Risk & Fraud to lead and build its entire risk and fraud function. This is a high-impact, hands-on leadership role responsible for protecting the platform from merchant fraud, chargebacks, and transaction risk while supporting rapid business growth.

This is an operator role, not a policy-only or analytics-only position. The successful candidate will own fraud controls, investigations, and enforcement while leading a small execution team.

Key Responsibilities

Transaction & Merchant Monitoring

• Monitor transactions across first-time, threshold-based, and ongoing risk checks
• Identify fraud patterns including velocity abuse, geo mismatches, BIN risk, device anomalies, and behavioral signals
• Flag, restrict, or block merchants and transactions based on risk
• Escalate high-risk cases to senior leadership

Investigations & Escalations

• Conduct detailed investigations of suspicious merchants and activity
• Perform deep dives using transaction data, logs, and external intelligence
• Recommend actions such as reserves, caps, or merchant termination
• Maintain audit-ready documentation and case notes

Risk Controls & Playbooks

• Own and improve fraud SOPs and review workflows
• Design new rules, thresholds, and controls based on emerging risks
• Work closely with Operations and Compliance teams
• Maintain clean records for audits, banks, and partners

Required Experience

• 5–8 years of experience in fraud operations, risk operations, or transaction monitoring
• Strong knowledge of merchant fraud, transaction laundering, and chargeback risk
• Hands-on experience reviewing transactions and disputes
• Excellent judgment and decision-making ability in high-risk situations
• Strong documentation and reporting skills

Nice to Have

• Experience in fintech, payments, PSPs, marketplaces, or Merchant of Record platforms
• Exposure to high-risk merchant categories
• Basic SQL or analytics skills
• Understanding of AI, SaaS, or digital products
• Experience working with banks or card networks

Why Join

This role offers a chance to build and lead the Risk & Fraud function for a high-growth fintech platform serving global digital and AI-native businesses. You will have direct access to leadership, full ownership from day one, and the opportunity to shape policies, systems, and outcomes at scale.

Compensation & Benefits

• Competitive salary with performance-based incentives
• High autonomy and fast decision-making environment
• Health insurance and team offsites
• Strong exposure to international fintech and startup ecosystems

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